I think I found a house!

[Bri]

I'm putting in an offer on a house! It's a beautiful house too! I really really hope I don't run into any issues with it! I'll be biting my nails until I hear whether the offer's been accepted or not.

[Geoflame]

Oh nice, im a bit far for that step in my life, cant imagine what its like. But I wish you the best of luck and hope you get it.

[Andrea]

Yay I am so happy for you!

[Strange]

You must post pics if you go with it!

[brutus87]

Way to go! Please let us know if you are able to settle. Also, did you know about the Alexandria first time home owners credit?

[Andrea]

I am interested in this

[Bri]

I'm buying in Maryland actually; but I think they have something similar.

I'll be going to a home inspection this weekend, and plan to take pics then; I'll try to remember to post them up here if I can.

[Andrea]

Moving back home?

[Bri]

Virginia is home; Maryland however is right near work and has better prices on houses. Higher property taxes though, apparently.

[brutus87]

ah, but you don't pay property tax on your car in Maryland...just ticket fees for running a yellow light

[Bri]

Dude, the cops in Maryland are a JOKE; I'm on the beltway doing around seventy and they pass me doing eighty, eighty-five easy!

[Geoflame]

Being near work is always good, hate long drives there. especially in hot weather.
Man Cops as a whole are a big joke. They dont know what they're doing anymore, they arrest people for stupid reasons and others that should be locked away arnt. The way I see it, no matter where it seems, they dont really protect citizens unless theres a financial reason to.

[Andrea]

I got the home with family backwards

[brutus87]

Hmm. Maybe its the traffic cams my cousin always warned me about then...

As for living near work, thats great. My problem is work is currently McLean va. I dont make nearly enough to rent a 1bdr there, let alone afford a mortgage on a house there ^^:

[Geoflame]

Hope that all works out with you guys. Id be more worried about the debt your country has going, its really freaky when you think about it. I dont know how you guys cant be freaking out. I am and I dont live there.

[Andrea]

I am not freaking out about it because we live in a country of intelligent people. Although mistakes have been made and more will be made before it is doing a lot better, this is a country full of strong people with a strong will power. We aren't a country to just lie down and accept failure.

[Geoflame]

I hope so

[Bri]

The cynic in me wishes to point out that both sides of the political spectrum probably want to milk this for all it's worth so they can pull a solution out of their collective asses at the eleventh hour that no one will dispute until after it's signed into law.

The optimist in me, on the other hand, has hope for the "Gang of Six" proposal.

[Andrea]

We shall see what happens

[Bri]

Update: Still waiting on word from the bank, but everything that needs to be done for them to make a decision has been done. The bank ordered appraisal and market research have been completed, and my realtor said she talked to someone who said the file is in the process of being reviewed and that I should have an answer in four business days. This was yesterday afternoon when I saw this, so I'm assuming that will mean I'll get an answer possibly on Monday.

Everyone cross your fingers for me!

[brutus87]

*crosses fingers*

[Andrea]

Nice! I hope so much that you get it!

[Bri]

It's not fully official (the bank hasn't said yes) but the association that handles the short sale aspect has approved my offer with a small increase in the price, which I was okay with. I offered 245K, and they requested 246,891. Less than 2K increase! I've been guaranteed an answer within the next... eight or nine days, so I think I got it!

I'm gonna be a homeowner!!!

[Andrea]

Yay!!

[Bri]

It's official. Well, sort of.

I GOT FINAL APPROVAL FROM BANK OF AMERICA!!!!

Now the sellers have to sign some paperwork, and then I have to contact my bank to get the process started on my end to finalize my mortgage, but by December, give or take, I will be a homeowner!!!!!!!